PRODUCTS & SERVICES

MEDICARE SUPPLEMENT (Also known as Medigap policy)
A Medigap policy is private health insurance that is designed to supplement original Medicare. This means it helps pay some of the health care cost (“gaps”) that Original Medicare doesn’t cover (Like copayments, coinsurance, and deductibles).


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MEDICARE ADVANTAGE (Medicare Part C)

A health coverage choice run by private companies approved by Medicare which includes part A, Part B, and usually other coverage including prescription drugs. Like a HMO or PPO.

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MEDICARE PRESCRIPTION DRUG COVERAGE
We offer a free comparison of the prescription drug coverage plans that are approved by Medicare.

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LONG TERM CARE
Long-term care is to assist people with support services such as activities of daily living like dressing, bathing, and using the bathroom. Medicare doesn’t pay for this type of care called “Custodial Care”. Custodial Care (non-skilled care) is care that helps you with activities of daily living. Benefits from a long term care policy may include monetary payments for At-Home Care, Assisted Living or at a Nursing Facility.

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LIFE INSURANCE 
We offer various types of Life Insurance policies including Term, Whole Life, and Universal Life. Let us help you in selecting the proper type of policy for you and your family.


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ANNUITIES – FIXED OR INDEXED 401K & Rollover IRA’S

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